Five years ago I identified a cohort of older people I called the Charmed Generation. A combination of final salary personal pensions, house price inflation, lack of debt and inherited money from their parents has insulated these people from the financial trauma that has afflicted their children and grandchildren and many of their peers.
Sitting in Kyoto gives you a different perspective on the world. It is all too easy to become insular and only take a UK perspective. Right now, wherever I look, it seems the world’s media’s take on the current financial mess is that Boomers will be the hardest hit.
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